AAFD partners with Mace Security to offer AAFD members discounted rate on state-of-the-art security products
AAFD partners with Mace Security to offer AAFD members discounted rate on state-of-the-art security products
SAN DIEGO, CA…
The American Association of Franchisees and Dealers (AAFD) today announced a new partnership with Mace Security International, manufacturer of personal defense and electronic surveillance products marketed under the famous brand name, Mace®. Under this new agreement, the more than 50,000 franchised outlet (more…)
Dealing With Student Debt in America – Federal Student Loan Consolidation and Other Tales
Philip Jones, a graduate of Rutgers University had experienced trouble with the repayment of his loans. According to Jones:
“My wallet was being pulled in too many directions; I was trying to pay for a house, a wedding, and a honeymoon within a six-month period.”
After remedying his situation (by asking for debt forbearance), he had an easier time of it: “I didn’t have to make a payment for six months, so that money w (more…)
Tips On Interest Rates – Fixed & Variable Interest Rates
Variable Interest Rates
Variable interest rates in Australia are generally set against the Reserve Bank’s “Cash Rate.” This rate is used by the RBA to make adjustments to monetary policy so that such things as people’s spending capacity can be controlled. By controlling our ability to spend, the Reserve Bank and the Australian government ca (more…)
Understanding Home Loans: Your Interest Rate
When you start shopping around for home loans you will notice that they vary slightly in several different areas but where they may vary quite a bit and what you will want to pay attention to is the interest rate of the loan. The interest rate of the loan determines, in large part, how affordable your monthly payment will be. When you are buying a home it is important to consider how affordably the monthly payment truly is because you could (more…)
How to Decide if an Adjustable Rate Mortgage is Right for You
An adjustable rate mortgage, called an ARM for short, is a mortgage with an interest rate that is linked to an economic index. The interest rate, and your payments, are periodically adjusted up or down as the index changes.
ARM Terminology
Index
An index is a guide that lenders use to measure interest rate changes. Common indexes used by lenders include the activity of one, (more…)