HDFC Bank, ICICI Bank and Kotak Mahindra have raised rates on home and auto loans, reflecting the stiffening market that may lead to the Reserve Bank of India (RBI) hastening with a lift in its policy rates from record lows to fight inflation.

The country’s largest private sector lender, ICICI Bank, says it is going to charge 25 to 50 basis points more for (more…)

AAFD partners with Mace Security to offer AAFD members discounted rate on state-of-the-art security products

SAN DIEGO, CA…

The American Association of Franchisees and Dealers (AAFD) today announced a new partnership with Mace Security International, manufacturer of personal defense and electronic surveillance products marketed under the famous brand name, Mace®. Under this new agreement, the more than 50,000 franchised outlet (more…)

I’ve just done an experiment and I just saved an amazing $544.00 in only ten minutes planning a discount Las Vegas vacation. It really shows how much money can be saved by spending time doing a few minutes research planning your holiday.

I went looking for the best Las Vegas hotel and air deal that I could find in under 10 minutes on the internet.

Here is a rundown of what I managed to do in under 10 minutes and how I saved $544 (more…)

When you start shopping around for home loans you will notice that they vary slightly in several different areas but where they may vary quite a bit and what you will want to pay attention to is the interest rate of the loan. The interest rate of the loan determines, in large part, how affordable your monthly payment will be. When you are buying a home it is important to consider how affordably the monthly payment truly is because you could (more…)

An adjustable rate mortgage, called an ARM for short, is a mortgage with an interest rate that is linked to an economic index. The interest rate, and your payments, are periodically adjusted up or down as the index changes.

ARM Terminology

Index

An index is a guide that lenders use to measure interest rate changes. Common indexes used by lenders include the activity of one, (more…)