You’ve probably heard of the formula “220-your age” for estimating maximum heart rate. Unfortunately, this formula is not very useful because it can be easily off by more than 20 beats on the high or low side. For me at age 54 this formula says my maximum heart rate should be 166, but I happen to know from more accurate tests that it’s at least 25 beats higher than that.

In books, on exercise machines, and on the (more…)

Whether it is a brand new BMW or a second hand Chevrolet you have decided to purchase, you are at an equal risk of getting a poor deal on your car loan rate. Help is here so you can be confident that you are not paying through the nose when it comes to your interest rates. The following five tips will ensure that you are finding the best auto loan rates available.

Below are 5 tips you may consider when applying f (more…)

“MANAGING INDIA’S FOREIGN EXCHANGE RESERVES”

Foreign Exchange Reserves (FER) is the surplus money or capital that a country parks or maintains in the foreign country in form of currency, bond and other kind of securities.

Foreign exchange reserves are the foreign currency deposits held by national banks of different nations. These are assets of Governments which are held (more…)

Airline ticket rates can vary wildly for passengers on the same flight. One person can pay $250 for a seat, while the individual in the next seat may have paid $1000. There are many tactics to help your reservation resemble that of the first passenger, not the latter.

Book your flight as soon as you decide on travel plans. Airlines give discounts for reservations made at least 3 weeks in advance. The best rates oft (more…)

Recently the Federal Bureau of Prisons released an update of their prison population, which included breakdowns of race, sex, sentences and offenses. Currently, there are 189,984 inmates in the United States federal prison system. The breakdown of the information is at times typical and yet surprising other times. Did you know that the average age of a federal inmate is 38? Federal prisons, as you might know, are located all around the United (more…)