A bond is a financial asset in the form of a long-term contract under which the firm (borrower) agrees to make payments of interest and principal, on specific dates, to the holders of the bond.  

The value of a bond, as of any financial asset, is the present value of the cash flows that are expected to be generated by the bond. In order to be able to calculate the present value of a bond, we need first to investigate the contractual f (more…)

If you were offered a dollar today or ten dollars next week, which would you choose? What if you couldnt have that ten dollar bill until next month or next year? If you would rather have the cash now than wait, you are in the majority. This is why real estate notes are sold at a discounted rate from the actual value of the note.

Real estate investors use a special formula to determine how much money a note is worth at any g (more…)

Financial instruments found in the debt market include:

1. Term Deposits

2. Government bonds

3. Treasury Bills (T-Bills)

4. Money Market Funds

5. Corporate Bonds and Debentures

6. Domestic Bond Funds.

In this article, we will only discuss the term deposits, government bonds, treasury bills and money market fund.

1. Term DepositsTerm Deposits (more…)

If you are holidaying, visiting your property with friends or travelling with business partners a discount hire car may be a necessity rather than a convenience. If you are travelling to Spain and have to hire a car you want to get the very best discount price. Discount car hire is out there but you will have to do a little intelligent shopping to find it. A Discount hire car will often work out cheaper than relying on expensive taxis and publ (more…)