AAFD partners with Mace Security to offer AAFD members discounted rate on state-of-the-art security products

SAN DIEGO, CA…

The American Association of Franchisees and Dealers (AAFD) today announced a new partnership with Mace Security International, manufacturer of personal defense and electronic surveillance products marketed under the famous brand name, Mace®. Under this new agreement, the more than 50,000 franchised outlet (more…)

When you start shopping around for home loans you will notice that they vary slightly in several different areas but where they may vary quite a bit and what you will want to pay attention to is the interest rate of the loan. The interest rate of the loan determines, in large part, how affordable your monthly payment will be. When you are buying a home it is important to consider how affordably the monthly payment truly is because you could (more…)

An adjustable rate mortgage, called an ARM for short, is a mortgage with an interest rate that is linked to an economic index. The interest rate, and your payments, are periodically adjusted up or down as the index changes.

ARM Terminology

Index

An index is a guide that lenders use to measure interest rate changes. Common indexes used by lenders include the activity of one, (more…)

Investing in bonds is just like investing in stocks.  Investors need to realise that investing in bonds entail risks which could affect the values of bonds.  The major risk of investing in bonds comes from the concern about the issuers’ ability to meet its scheduled interest and principal payments.  If you are investing in bonds, it is important that you adhere to the following investment principles:

* Know yourself and your g (more…)

Debentures are loans, secured by a corporation, municipality or government. Bonds and debentures are instruments that provide for a maturity at which time the principal will be repaid. In addition to the payback of principal, the borrower will pay interest at stated intervals, usually semi-annually.

There are four common types of bonds and debentures:

1. Government bonds and debentures
2. Corporate bonds and debentur (more…)